At RedStart Leasing, we recognize and value your privacy and are committed to protecting the confidentiality of both your business' and personal information.
By accessing, using and/or downloading materials from this site, you agree on your own behalf and on behalf of each entity on whose behalf you act to the terms of this Privacy Policy.
RedStart Leasing Privacy Principles
RedStart Leasing believes strongly in the protection of our customer's privacy and we are committed to ensuring that your commercial and personal information is appropriately safeguarded. To this end, we have adopted the following privacy principles:
We respect all of our customer's rights of privacy.
We collect and use information needed for legitimate business uses.
We will not disclose identifiable commercial or business information to any third parties unless there is an appropriate legal or business justification to do so.
If we contract with any other entity to perform services which require that we share your information (for example, credit reporting agencies or our underwriters) we require that entity to maintain the confidentiality of your information.
We employ security measures that guard access to and discloser of customer information.
The collection, use and discloser of personal information is fundamental to the credit and leasing business. As a result, RedStart Leasing wants to inform those individuals with whom it does business of how and why it handles personal information.
Personal information, for the purpose of this Privacy Policy, means information that identifies an individual. For example: an individuals name, birth date, address, age, income and other financial information is personal information which RedStart Leasing, (and other entities with which it shares credit risk) (collectively "RedStart Leasing" "we" "us" "our") may collect, use and in certain circumstances, where necessary, disclose, in the course of providing leasing services on business. Personal information does not include the name, business title, address, phone or fax number of an employee of an organization.
This Privacy Policy may be modified from time to time. An up to date version can be obtained by contacting RedStart Leasing at the address set out below in the section called "Contacting our Privacy Officer".
1. Consent and the Collection of Personal Information Personal information is typically collected by RedStart Leasing about loan/lease applicants, debtors, lessees and guarantors for credit/leasing purposes, such as: (i to access and process credit/lease applications; (ii to administer approved loan/leases; and (iii to enforce any obligations owed by applicants, debtors, lessees or guarantor. RedStart Leasing consults its existing files for these purposes. RedStart Leasing updates information from time to time for these credit/leasing purposes
Whenever practical, RedStart Leasing collects information directly from the individual concerned. In some instances and as is common in the underwriting of credit risk and in the collection of debt, RedStart Leasing verifies information and obtains information from independent sources and organizations.
RedStart Leasing obtains consent to the collection, use and disclosure of personal information, except where inappropriate. Typically, we obtain authorization from individuals to collect, use and, where necessary, disclose their personal information for credit/leasing purposes on the application for credit.
However, in many instances RedStart Leasing's business is conducted, and hence personal information collected, through independent brokers who act as intermediaries in obtaining credit or leasing services from RedStart Leasing. These intermediaries are responsible for their own practices and for obtaining appropriate consent to the collection, use and disclosure of personal information. Individuals with questions pertaining to the personal information handling practices of such an intermediary should contact that organization directly.
2. Using Personal Information RedStart Leasing uses personal information in accordance with the authorization provided by the individual to whom the information relates, in accordance with this Privacy Policy, its contractual rights and obligations and the law.
Personal information shall not be used by RedStart Leasing employees and representatives for purposes other than as is required in the performance of their employment duties.
3. Accuracy of Your Personal Information We have procedures to ensure that the information we collect and use is accurate, up-to-date, and as complete as possible. However, we rely on the individuals we do business with to disclose all material information and to inform RedStart Leasing of any changes. With proof of entitlement, an individual may request to access and, if applicable, request to correct, personal information in RedStart Leasing's custody. See the section called "Retention and Access to Your Personal Information".
4. Safeguarding Your Information We apply safeguards to our computer networks and physical files and we restrict access to personal information to those RedStart Leasing employees or authorized administrators who need to know that information in order to arrange for, provide or service loans/leases and to enforce the collection of debt.
5. Disclosure of Personal Information Personal information is sought from individuals we do business with and exchange with third parties for credit leasing purposes. Such as third parties include references; personal information and credit reporting agents and bureaus; and other institutions with whom applicants, debtors, lessees and guarantors may each have or expect to have financial dealings. RedStart Leasing also shares information to combat fraud; where permitted or required by law; or, at the request of government regulators.
RedStart Leasing sometimes retains an affiliated company or an independent third party (authorized administrator") to perform on RedStart Leasing's behalf, certain functions in support of the products and services RedStart Leasing provides. Such functions could include arranging for funding, underwriting or sharing of credit risk, administrative services or services in connection with the collection of debt. Accordingly, in certain instances these affiliates or third parties will be provided with personal information to the extent that it is necessary in the performance of specific services. RedStart Leasing obligates the affiliates and third parties to use and take steps to protect personal information in accordance with the requirements of this Privacy Policy.
RedStart Leasing does not sell or disclose its customer lists for marketing purposes.
Contact Us
In order to continually monitor and strengthen our privacy procedure, we have on staff a Privacy Manager, who can be contacted at swhite@redstart.us. Please contact the Privacy Manager if you have questions about information security, privacy and usage that were not answered here. We welcome any suggestions to our Privacy Policy.
